If money was sent to Turkish IBAN to buy crypto, bank chargeback + MASAK notification + prosecutor's office complaint should be initiated in parallel within 24 hours. BRSA audit is an advantage if the Turkish stock exchange is used.
First 24 hour protocol
BRSA / Turkish stock exchange environment
Accounts are KYC-certified on Turkish crypto exchanges (BtcTurk, Paribu, Bitexen, Binance TR). At the exit stage, the account may be blocked upon notification of the prosecutor's office. Stages:
- Notification form to the stock exchange attorney's office.
- Instruction from the prosecutor's office.
- BRSA parallel communication.
- Restitution process to the victim.
Money has already been converted to crypto, crypto has been exited from the exchange?
Tracking the wallet cluster with on-chain forensics; Blocked at the point of exit to the centralized exchange with KYC. It becomes difficult if a mixer is used.
What if the counter IBAN was opened with a fake ID?
If there is a lack of bank KYC, bank liability may arise. If KYC documents (identity, address) are requested and their fraud can be shown, an additional lawsuit may be filed.
I am a member of the "Investment advisor" Whatsapp group, what should I do?
Whatsapp group members can be evidence. Group screenshots and member phone numbers are submitted to the prosecutor's office. Reaching the registered user from the phone number operator.
There are 10 of us, we always sent to the same IBAN?
Class action suit ideal. The scope of TCK 158/1-f is expanded with the allegation of "participant perpetrator" in the HMK article 59 case companion + prosecutor's complaint.
What if I sent it to IBAN abroad?
MLAT procedure required. 6-18 months to EU countries; USA is faster. Action Fraud (UK), IC3 (FBI) coordination if the number of victims is high.
Relevant legislation
- TCK art.158/1-f — Qualified fraud through information system.
- 5549 SK — MASAK crypto notification, account blocking.
- Crypto Asset Service Provider Communiqué — CBRT / CMB regulations.
- BRSA 2021/30 — Ban on using crypto in payments.
- HMK art.400-405 — Determination; on-chain evidence fixing.