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Temporary Disability Compensation: From Accident Insurance

27 Nisan 2026 Insurance Law 1 dk okuma 52 görüntülenme

Being unable to work for a certain period of time after an accident is temporary disability. Compensation calculation is important.

Calculation Method

  • Daily income × number of incapacity days
  • SGK records, payroll, tax declaration basis
  • Compensation above minimum wage even under minimum wage (Supreme Court)

Treatment Process

  • Health reports
  • Expert report (incapacity days number)
  • Forensic Medicine Institute report
  • Control examinations

Compensation from Insurance Types

  • Traffic insurance: KTK art.97 (compulsory, third party)
  • Car insurance: according to its scope
  • Work accident: SGK + personal accident
  • Personal accident insurance: as per policy

Work In law

  • Employer liability in work accident (TBK art. 55)
  • Material and moral compensation
  • Wage effect of temporary incapacity

Supreme Court 17th HD and 21st HD

17. HD accepts that in temporary disability compensation, a wage calculation should be made for the entire "period of treatment".

Practical Recommendations

  • Keep all treatment documents
  • Payroll/salary evidence
  • Get legal support for actuary calculation

Insurance and compensation law lawyer recommended.

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