Law No. 5947: compulsory professional liability insurance for all physicians.
Scope
- Compensation due to professional error
- Court/lawyer expenses
- Per incident + annual limit
Limit
- Annual current
- If insufficient, physician personal insurance responsible
Excluded Risks
- Deliberate error (intention)
- Unauthorized intervention
- Unlawful treatment
- Administrative fines
From the Patient's Perspective
- Compensation is possible even if the physician goes bankrupt
- The insurance company can be sued directly
Supreme Court 17. HD
17. HD adopts the principle of "interpretation in favor of the insured" in physician professional liability insurance.
Health and insurance law attorney is recommended.