Pet insurance reduces the owner's financial burden and covers third party liability.
Types of Insurance
- Health insurance: Veterinary expenses, surgery, medicine
- Liability insurance: Damage caused by the animal to a third party
- Life insurance: Theft, accident, death
Dangerous Breed Dogs
- Animal Protection Law No. 5199
- Compulsory liability insurance for certain breeds
- Microchip + ID required
Damage caused by the animal (TBK art. 67)
- Strict liability
- The animal owner is responsible for all damage
- Insurance comes into play enters
Common Damage Scenarios
- Dog bite
- Damage to automobile
- Pedestrian rollover
- Damage to property
Supreme Court 4. HD
4. HD accepts that the animal owner bears strict liability and that the victim can apply directly to the insurer if he/she has insurance.
Practical Recommendations
- Insurance is mandatory if you own a dangerous breed
- Take into consideration the risk of damage to the environment when keeping a dog in your garden
- If you are the victim of a dog bite, a doctor's report + notification is required
Insurance law attorney recommended.