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Uninsured/Runaway Vehicle Accident: Assurance Account (KTK art.108)

23 Nisan 2026 Traffic Law 1 dk okuma 48 görüntülenme

KTK art.108 and Insurance Law no. 5684 art.14: Assurance Account pays to the victim in accidents caused by uninsured or runaway vehicles.

In Which Cases Does It Come Into Action?

  • The vehicle has no traffic insurance / cancellation
  • The driver ran away, the license plate was determined. could not be made
  • Accident with stolen vehicle
  • Insurer's bankruptcy

Application

  1. Traffic accident report
  2. Health report / death certificate
  3. Material damage documents
  4. Written application to the Assurance Account
  5. If rejected / insufficient first instance transaction court

Coverage Limit

The same limit is applied as the compulsory traffic insurance (updated annually).

Recourse

The Assurance Account recourses the amount paid to the defective person (enforcement proceedings).

Supreme Court 17. HD

17. HD accepts that the Assurance Account is "liable like an insurer" and may be held responsible for interest and expenses.

Contact with a traffic compensation lawyer.

Telif bildirimi This content and all related Q&A texts are protected under Turkish Copyright Law No. 5846. Unauthorized copying, reproduction, publication, adaptation, bulk extraction, or commercial use is prohibited; legal and criminal remedies are reserved in case of infringement.

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