TARSİM (Agricultural Insurance Pool) is a state-supported system that ensures the protection of farmers against agricultural risks.
Scope
- Plant products (frost, hail, drought)
- Animal life (health, accident, natural disaster)
- Greenhouse
- Aquaculture
- Village house insurance
- Beekeeping
Government Support
- 50-67% of the premium is covered by the state
- Farmer's own contribution is low
- Application through the Ministry
Damage Process
- Report the damage within 5 business days
- Expert determination
- Compensation account
- Payment
Exceptions
- Fault of the farmer
- Pre-existing disease (in the animal)
- Inadequate agricultural practice
Supreme Court 11. HD
11. HD adopts that in disputes between TARSİM and the farmer, comments should be made in favor of the farmer, who is a "consumer".
Practical Recommendations
- Record the damage immediately (photo)
- Keep the agricultural registration system up to date
- Renew the insurance every year
Insurance law lawyer recommended.