Seizure is the process of seizing the property of the debtor in order to collect the creditor's receivable.
Types of Seizure
- Movable seizure (household goods, commercial goods)
- Immovable property seizure (real estate)
- Bank account seizure
- Salary seizure (1/4 limit, EBL Art. 83)
- Vehicle lien (traffic registration annotation)
- Right lien (receivables, shares, insurance)
e-Lien System
- Online lien via UYAP
- Bank accounts automatically blocked
- Traffic registration annotation instant
Salary Seizure Limit
- Maximum of monthly net salary 1/4
- 50% for child support
- Cannot go below the minimum wage
Goods Exempt from Seizure (EBL Art. 82)
- Bed, kitchen set, clothing
- Goods necessary for the "minimum life" of the debtor and his family
- Professional tools (luxury) outside)
- State pension (partial)
Supreme Court 12. HD
12. HD adopts that the "principle of proportionality" should be observed in the "seizure of household goods" and that goods that provide the minimum standard of living should not be touched.
Methods of Objection
- Complaint in the enforcement court (7 days)
- Claim of entitlement (3rd person)
Execution lawyer is recommended.