A foreigner who wants to get a residence permit in Türkiye must have compulsory health insurance
Types of Health Insurance
- Private health insurance: Packages designed for foreigners
- General Health Insurance (GSS): Within the scope of SSI, by paying premium
Private Health Insurance
- Annual premium (varies depending on age)
- Contracted hospital network
- Certain coverage limits
- Generally emergency + hospitalization coverage
GSS (SGK)
- Foreign employee: employer pays (4-A)
- Independent: self-pays (Bağ-Kur 4-B)
- Family members are dependent on the insured
- Entire state Valid in hospitals alternative
Emergency
- Emergency medical intervention is covered for everyone (even if there is no insurance)
- Payment is collected afterward
- If uninsured, hospital fee is on the individual
Children
- Children under custody are insured dependent
- Separate policy is not required (usually)
Practical Recommendations
- Insurance certificate is required for residence permit
- Consider the SSI alternative (if private is more expensive)
- Do not let it expire
- Check the contracted hospital network
Foreigners and health law lawyer is recommended.